LOAN PROGRAMS

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• Up to 90% of purchase
• Up to 100% of Rehab Cost Up to 75% of Max ARV Max LTC-90%
• Max Loan Amount not to exceed FHA cap
• No Min FICO Score

We will cover

• Up to 90% of the Purchase
• Up to 100% of the Rehab
• Max LTV 75%
• For Purchase and Rate and Term (Allows rehab and must be a Tier A Borrower) 
• Max LTC 90%
• Cash-Out Max LTV 65% 
• Must be a Tier A Borrower
• Term 12 to 36 months
• Starting rate 9.49%
• Starting Points 1.5%
• No Minimum FICO 

Regarding the FHA Cap

• The max loan amount cannot exceed the FHA Cap for
• Tier A  
• Borrower has 720+ CS and 2+ for experience in the last 24 months
• Tier B

-Borrower has 660+ CS and 2+ for experience in the last 24 months

The Value cannot exceed the FHA for

• Tier C

-Borrower does not have a 660+

CS and 2+ for experience in the

last 24 months                             

• No experience required
• Property Type

-Residential 1 to 4 units 

We will cover

• Up to 90% of the Purchase
• Up to 100% of the Rehab
• Max LTV 75%
• Max LTC 90%
• Term 12 to 24 months
• Starting rate 10.25%
• Starting Points 2%
• Minimum 650 FICO 

• No FHA Cap restrictions
• Max Value cannot exceed 300% of the average sales price
• Max loan amount $2,000,000
• Property Type Residential 1 to 4 units

• For Purchases, the Purchase Price is treated as the value unless the value is less than the purchase price
• Max LTV for Purchase and Rate and Term - 80%
• Max LTV for Cash-Out Refi - 75%
• Term 30-year fixed rate
• Starting rates are 6.625%
• Starting points are 2%

•  Max Loan Amount $2,000,000 -Minimum loan amount $55,000 -Minimum Value $75,000
• No Experience Required •Minimum 660 FICO •Minimum DSCR .75 •Property Type •Residential 1 to 4 units •Pre-payment penalty 5-year step down 5-4-3-2-1 
• •  

Includes lot acquisition

• •Up to 75% of the purchase price
• •Up to 100% of the construction cost
• •Up to 90% LTC
• •Up to 70% ARV
• •Rates start at 10.25%
• •Points start at 2%
• •Term 12-24 months
• •Minimum Property Value 
• •$150,000 for SFR
• •$100,000 per unit for multi unit
• •Maximum Value cannot exceed 300% of the average sales price

Maximum loan $2,000,000

• Minimum 650 FICO
• The contractor must have 5 completed new construction projects in the last 36 months
• Property Type
• Residential 1 to 4 units
• 5+ units multi-family
• No Cap on the amount of units
• Mixed Use
• 70% of the building's square footage and the property's income must be residential